Plan with Confidence.

Enjoy your money.

Modern Financial Planning for Everyone.

Maximize what you’ve worked so hard for.

Lutz Financial is a family practice that aims to be your personal CFO. We work tirelessly to help your money grow and predict what’s possible. Whether it's minimizing taxes, keeping up with the turbulent economy, choosing the best retirement vehicles, or optimally growing your estate, we're here to help with life’s biggest decisions.

  • Financial Planning

    There’s hundreds of ways to slice your financial future. We’ll help you pick the vehicles that suit your unique lifestyle and help you enjoy your hard earned life.

  • Investments

    Navigating this daunting economy takes a dedicated team when it comes to saving your money from constant volatility. Our active portfolios help to calm the waters.

  • Insurance

    Today there are endless options when it comes to proper safety coverage. The vast majority aren’t for you. Let us make heads or tails and figure out what properly protects your family.

  • Estate & Trust Planning

    Keeping your legacy in tact is one of our top priorities. Our in-house trust & estate advisory team can help you plan your estate in the most complex of family circumstances.

  • Tax Optimization

    Whether your in California or abroad there’s an optimal way to keep as much of your money as possible. We consider ourselves mavens at navigating tax code and will make sure you’re optimized.

Not Your Typical Financial Advisors

After a decade in the industry, we learned from the best and realized that much of the industry is out-dated when it comes to financial approaches, technology, portfolio modeling and what the next generation wants out of a financial advisor.

With strategic work within your retirement and estate planning, you can actually keep more of your money and pay less in fees. Using strategic Roth conversions and AI-powered portfolio modeling, Lutz Financial sits on the cutting edge of the oldest industry in America.

Meet the Team

  • Travis Lutz

    Financial Advisor

  • Courtney Witz Lutz

    Estate & Trust Advisor

“Travis and Courtney have not only helped our family thrive financially, they’ve been in our lives when we needed them most. They’re confidants; family at its finest.”